Car Accident Lawyer

Car accidents can be stressful and overwhelming, especially when it comes to dealing with insurance claims. Unfortunately, there are several common problems that can arise during the claims process, causing delays and complications. A lawyer often handles many different scenarios in their cases, and the more complex a case is the more likely that unexpected issues can happen.

Delayed Reporting:

Sometimes waiting too long to report an accident can lead to issues. Promptly reporting the incident is crucial to ensure a smooth claims process. Always notify your insurer as soon as possible, providing accurate and detailed information about the accident.

Insufficient Documentation:

If you are not able to provide necessary documents for your claim, you may not be able to move forward in the claims process. Take photos of the accident scene, gather witness statements, obtain police reports, and keep track of medical records and expenses. Thorough documentation strengthens your case and helps establish liability.

Determining Fault:

When there is more than one person at fault in a car accident, it can complicate the claim, as a car accident lawyer like one from Presser Law, P.A. knows. Insurance companies may attempt to assign blame to reduce their liability. Consult with an attorney experienced in car accident claims to help establish fault and protect your rights.

Pre-existing Injuries:

Sometimes the insurance company can claim that your injuries existed before the accident occurred. Obtain a thorough medical examination immediately after the accident, as it can help differentiate between pre-existing conditions and injuries sustained in the collision.

Lowball Settlement Offers:

Your first settlement offer is usually much lower than what you can receive.  Don’t accept the first offer without carefully reviewing the extent of your damages. Consult with an attorney to ensure you receive fair compensation for medical bills, property damage, lost wages, and pain and suffering.

Uninsured/Underinsured Motorists:

When a driver does not have uninsured motorist coverage, it can cause problems. In such cases, your own insurance policy may offer coverage through uninsured or underinsured motorist provisions. Familiarize yourself with these provisions to protect yourself in case of such accidents.

Disputed Liability:

Sometimes, insurance companies dispute liability, leading to delays and legal battles. Gather evidence, including witness statements and any available surveillance footage, to support your claim. A trusted lawyer can do the difficult negotiations and create a compelling argument to support your claim. 

Medical Treatment Denials:

Be aware that sometimes an insurance company may attempt to deny you coverage. Ensure that you provide comprehensive medical records and consult with healthcare professionals who can document your injuries and their connection to the accident. A lawyer can assist in challenging any denials.

Navigating a car accident claim can be challenging, but being aware of common problems and their solutions empowers you to protect your rights. Prompt reporting, thorough documentation, legal representation, and effective communication are key elements to overcome the hurdles encountered in the claims process. If you have been in a recent car accident, do not wait to contact a lawyer to receive immediate assistance and begin your claim.